Homes by Email

Be the first to see new listings as soon as they hit the market!

Quick Search


view all


Any

Any

No Min.

No Max.

Janice Melvin
Janice Melvin
REALTOR®
Harris and Associates, Inc.
Chester, VA 23831

804-691-3887
Contact Me

Contact Me





* fields are required

Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Janice Melvin
Harris and Associates, Inc. 

16401 Harrowgate
Chester, VA 23831
Phone: 804-691-3887
Email: Janice.Melvin2@comcast.net

Testimonials

Janice is highly responsive to communicating with clients and has excellent interpersonal skills.  She knows the Richmond area very well, especially the Chesterfield area.  She is especially good at educating the first time buyer and walks them through the process in a way that they can understand   so they can make informative decisions.  I have recommended her to others who have used her expertise to get them in the right home and they've told me that they too were also impressed with her.  I've been a client of hers for over 15 years and highly recommend her. Donna Tees
View All

Connect With Me

Newsletter

Subscribe to my newsletter...

* fields are required
Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu