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Janice Melvin
Janice Melvin
REALTOR®
Harris and Associates, Inc.
Chester, VA 23831

804-691-3887
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Blog: Title and Escrow

Creative Financing

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financ... Read more

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami... Read more

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg... Read more

Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a... Read more

Closing and Title Costs

It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It’s also the day that you and the seller will pay “closing” or... Read more

Janice Melvin
Harris and Associates, Inc. 

16401 Harrowgate
Chester, VA 23831
Phone: 804-691-3887
Email: Janice.Melvin2@comcast.net

Testimonials

Janice is highly responsive to communicating with clients and has excellent interpersonal skills.  She knows the Richmond area very well, especially the Chesterfield area.  She is especially good at educating the first time buyer and walks them through the process in a way that they can understand   so they can make informative decisions.  I have recommended her to others who have used her expertise to get them in the right home and they've told me that they too were also impressed with her.  I've been a client of hers for over 15 years and highly recommend her. Donna Tees
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